Table 7: The results of stepwise multiple regression analysis.

Model R2 Adj-R2 Standard Coefficient t Significant Collinearity Statistics
      β     Tolerance VIF
1 (Constant) .032 .026 -.180 24.986 .000*** 1.000 1.000
Legal knowledge       -2.256 .026*    

Dependent Variable: Personal Business EthicsAll other independent variables were excluded in the stepwise analysis. Only legal knowledge is analyzed in the model. *** p< 0.001; *p < 0.05