Table 1: Background characteristics of the respondents.

Characteristics Total N=422
Age
50 to 59 years 194 (46.0)
60 to 69 years 138 (32.7)
70 to 79 years 68 (16.1)
> 80 years 22 (5.2)
Gender
Male 187 (44.3)
Female 235 (55.7)
Socio Economic Status (in Rupees)
Class I (6323 and above) 30 (7.1)
Class II (3161 – 6322) 62 (14.7)
Class III (1897 – 3160) 87 (20.6)
Class IV (948 – 1896) 124 (29.4)
Class V (< 948) 119 (28.2)
Pension Scheme
Yes 231 (54.7)
Health Insurance
Yes 53 (12.6)
Education
Illiterate 191 (45.3)
Primary 88 (20.9)
Middle 61 (14.5)
High School 60 (14.2)
Higher Secondary School 15 (3.6)
Under- graduation 6 (1.3)
Post- graduation 1 (0.2)
Marital Status
Married 320 (75.9)
Never Married 4 (0.9)
Widowed 93 (22.1)
Divorced 1 (0.2)
Separated 4 (0.9)
Religion
Hindu 400 (94.8)
Muslim 19 (4.5)
Christian 3 (0.7)
Membership in Self-Help Groups
Yes 29 (6.9)
No 393 (93.1)
Type of Family
Joint family 139 (32.9)
Nuclear family 280 (66.4)
Three generation family 3 (0.7)

Figures in parenthesis are percentages